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Payment & Financing
PAYMENT & FINANCING OPTIONS
*We accept Cash, Checks, Debit and Credit Cards*
* If you are not established with a bank, we can help you with low interest vehicle financing through local credit unions and banks. Customers with good credit - usually having a 620 FICO score on up - can qualify. We can also help you if you have a lower FICO credit score of 525 on up. We can get a pre-approval status for you, so you can buy from us with financial confidence!
**Please understand that:
We are NOT a "Buy Here - Pay Here" dealership (BHPH). A BHPH dealership usually requires no credit checks and you pay the dealership directly. If you are someone who needs to use a "Buy Here - Pay Here" service, you should expect to pay a hefty, inflated, and overpriced retail price for the vehicle, including usually a minimum 20% down payment with no chance of helping your future FICO credit score, since your payments are not usually recorded to any credit agencies (FICO).
So, it is ALWAYS better to try to get a bank/credit union approval. This will save you costly and unwanted BHPH expenses . Also, a true bank/credit union vehicle loan helps your credit score (FICO) ~ for YOUR future credit health!
We understand that financing can be a major concern when purchasing a vehicle. We are here to help you find the best option for your financial needs! Contact us for your pre-approval status.